*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{--forest:#2D4A2D;--sage:#5A7A4A;--straw:#F5EDD8;--sand:#EAD9B8;--bark:#6B4C2A;--bark-hov:#4E3519;--body:#3A3028;--muted:#7A6A58;--white:#FFFFFF;--r:6px}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,sans-serif;background:var(--straw);color:var(--body);line-height:1.6}
a{color:inherit;text-decoration:none}
/* NAV */
nav{background:var(--forest);padding:0 5%;display:flex;align-items:center;justify-content:space-between;height:68px;position:sticky;top:0;z-index:100}
.logo,.nav-logo{font-family:'Playfair Display',serif;font-size:1.5rem;font-weight:700;color:var(--straw)}.logo span,.nav-logo span{color:#A8C97A}
.nav-links{display:flex;gap:2rem;list-style:none}
.nav-links a{color:#C8DABC;font-size:.9rem;font-weight:500;transition:color .2s}
.nav-links a:hover{color:var(--straw)}
.nav-cta{background:var(--bark);color:var(--straw)!important;padding:.45rem 1.1rem;border-radius:var(--r)}
/* BUTTONS */
.btn,.btn-primary,.btn-outline{display:inline-block;padding:.85rem 2rem;border-radius:var(--r);font-weight:600;font-size:1rem;cursor:pointer;transition:background .2s,transform .1s;text-decoration:none;text-align:center}
.btn-primary{background:var(--bark);color:var(--straw);border:none}.btn-primary:hover{background:var(--bark-hov);transform:translateY(-1px);color:var(--straw)}
.btn-outline{background:transparent;color:var(--straw);border:2px solid rgba(245,237,216,.4)}.btn-outline:hover{border-color:var(--straw);color:var(--straw)}
/* SECTION */
section{padding:70px 5%}
.label{font-size:.75rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--sage);margin-bottom:.6rem}
.title{font-family:'Playfair Display',serif;font-size:clamp(1.8rem,3.5vw,2.6rem);font-weight:700;color:var(--forest);line-height:1.25;margin-bottom:1rem}
.sub{font-size:1rem;color:var(--muted);max-width:560px;margin-bottom:2rem}
/* HERO */
.hero{background:linear-gradient(135deg,var(--forest) 0%,#3D6630 60%,#4A7A38 100%);padding:90px 5% 100px;text-align:center}
.hero-inner{max-width:760px;margin:0 auto}
.eyebrow{display:inline-block;background:rgba(168,201,122,.2);border:1px solid rgba(168,201,122,.5);color:#A8C97A;font-size:.78rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;padding:.35rem .9rem;border-radius:30px;margin-bottom:1.4rem}
.hero h1{font-family:'Playfair Display',serif;font-size:clamp(2.4rem,5vw,3.8rem);font-weight:700;color:var(--straw);line-height:1.2;margin-bottom:1.2rem}
.hero h1 em{font-style:normal;color:#A8C97A}
.hero-sub{font-size:1.1rem;color:#C8DABC;max-width:560px;margin:0 auto 2.2rem}
.hero-actions{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap}
/* CARDS */
.grid{display:grid;gap:1.4rem}
.grid-3{grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}
.grid-2{grid-template-columns:repeat(auto-fit,minmax(320px,1fr))}
.card{background:var(--white);border:1px solid #D8CDB0;border-radius:10px;padding:1.8rem 1.6rem;transition:transform .18s,box-shadow .18s,border-color .18s}
.card:hover{transform:translateY(-4px);box-shadow:0 10px 28px rgba(45,74,45,.12);border-color:var(--sage)}
.card h3{font-family:'Playfair Display',serif;font-size:1.15rem;color:var(--forest);margin-bottom:.5rem}
.card p{font-size:.88rem;color:var(--muted);line-height:1.55}
.card-link{display:inline-block;margin-top:1rem;font-size:.83rem;font-weight:600;color:var(--sage)}
.icon{width:48px;height:48px;border-radius:10px;display:flex;align-items:center;justify-content:center;margin-bottom:1rem;font-size:1.5rem}
/* ARTICLE CARD */
.article-card{background:var(--white);border:1px solid #D8CDB0;border-radius:10px;overflow:hidden;display:flex;flex-direction:column;transition:transform .18s,box-shadow .18s}
.article-card:hover{transform:translateY(-4px);box-shadow:0 10px 28px rgba(45,74,45,.12)}
.article-thumb{height:140px;display:flex;align-items:center;justify-content:center;font-size:3rem}
.article-body{padding:1.4rem;flex:1;display:flex;flex-direction:column}
.tag{font-size:.72rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--sage);margin-bottom:.5rem}
.article-body h3{font-family:'Playfair Display',serif;font-size:1.1rem;color:var(--forest);line-height:1.35;margin-bottom:.6rem}
.article-body p{font-size:.85rem;color:var(--muted);flex:1}
.article-meta{display:flex;justify-content:space-between;margin-top:1rem;font-size:.78rem;color:#A09080}
/* DARK STRIP */
.dark-strip{background:var(--forest);padding:60px 5%;text-align:center;color:#C8DABC}
.dark-strip .label{color:#A8C97A}.dark-strip .title{color:var(--straw)}
.stats-row{display:flex;justify-content:center;gap:3.5rem;flex-wrap:wrap;margin-top:2rem}
.stat-num{font-family:'Playfair Display',serif;font-size:2.6rem;font-weight:700;color:#A8C97A;display:block}
.stat-label{font-size:.85rem;color:#C8DABC;margin-top:.25rem}
/* OPT-IN */
.optin-section{background:var(--sand);border-top:3px solid #C4B48A;padding:70px 5%}
.optin-inner{max-width:720px;margin:0 auto;text-align:center}
.optin-form{background:var(--white);border:1px solid #D8CDB0;border-radius:12px;padding:2.4rem 2.2rem;text-align:left;box-shadow:0 4px 20px rgba(45,74,45,.08)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin-bottom:1rem}
.form-group{display:flex;flex-direction:column;gap:.4rem}
.form-group label{font-size:.82rem;font-weight:600;color:var(--body)}
.form-group input{padding:.75rem 1rem;border:1.5px solid #D0C4A8;border-radius:var(--r);font-family:'Inter',sans-serif;font-size:.95rem;color:var(--body);background:#FDFAF4;outline:none;transition:border-color .2s,box-shadow .2s}
.form-group input:focus{border-color:var(--sage);box-shadow:0 0 0 3px rgba(90,122,74,.15)}
.form-group input::placeholder{color:#B0A088}
.consent{font-size:.78rem;color:var(--muted);line-height:1.55;margin:1rem 0 1.4rem;padding:.8rem 1rem;background:#F5EDD8;border-radius:var(--r);border-left:3px solid var(--sage)}
.consent a{color:var(--sage);text-decoration:underline}
.btn-submit{width:100%;background:var(--bark);color:var(--straw);padding:1rem;border-radius:var(--r);font-family:'Inter',sans-serif;font-weight:700;font-size:1rem;border:none;cursor:pointer;transition:background .2s}
.btn-submit:hover{background:var(--bark-hov)}
.fine{text-align:center;font-size:.75rem;color:var(--muted);margin-top:1rem}
/* TRUST BAR */
.trust-bar{background:var(--sand);border-bottom:1px solid #D4C4A0;padding:1rem 5%;display:flex;justify-content:center;gap:3rem;flex-wrap:wrap}
.trust-item{display:flex;align-items:center;gap:.5rem;font-size:.85rem;font-weight:600;color:var(--muted)}
/* ARTICLE PAGE */
.article-hero{background:linear-gradient(135deg,var(--forest) 0%,#3D6630 100%);padding:70px 5%}
.article-hero h1{font-family:'Playfair Display',serif;font-size:clamp(2rem,4vw,3rem);color:var(--straw);line-height:1.25;max-width:760px;margin-bottom:1rem}
.article-hero p{color:#C8DABC;max-width:600px;font-size:1.05rem}
.article-meta-bar{background:var(--sand);padding:.9rem 5%;display:flex;gap:2rem;flex-wrap:wrap;font-size:.82rem;color:var(--muted);border-bottom:1px solid #D4C4A0}
.article-content{max-width:780px;margin:0 auto;padding:60px 5%}
.article-content h2{font-family:'Playfair Display',serif;font-size:1.7rem;color:var(--forest);margin:2.5rem 0 .8rem}
.article-content h3{font-family:'Playfair Display',serif;font-size:1.25rem;color:var(--forest);margin:2rem 0 .6rem}
.article-content p{margin-bottom:1.2rem;font-size:1rem;line-height:1.75;color:var(--body)}
.article-content ul,.article-content ol{margin:0 0 1.2rem 1.5rem}
.article-content li{font-size:1rem;line-height:1.75;color:var(--body);margin-bottom:.4rem}
.tip-box{background:var(--sand);border-left:4px solid var(--sage);border-radius:0 var(--r) var(--r) 0;padding:1.2rem 1.4rem;margin:1.5rem 0}
.tip-box strong{color:var(--forest);display:block;margin-bottom:.3rem}
/* LEGAL */
.legal-content{max-width:800px;margin:0 auto;padding:60px 5%}
.legal-content h1{font-family:'Playfair Display',serif;font-size:2.2rem;color:var(--forest);margin-bottom:.5rem}
.legal-content .updated{font-size:.85rem;color:var(--muted);margin-bottom:2.5rem}
.legal-content h2{font-family:'Playfair Display',serif;font-size:1.35rem;color:var(--forest);margin:2rem 0 .6rem}
.legal-content p{font-size:.95rem;line-height:1.75;color:var(--body);margin-bottom:1rem}
.legal-content ul{margin:0 0 1rem 1.5rem}
.legal-content li{font-size:.95rem;line-height:1.75;color:var(--body);margin-bottom:.3rem}
/* FOOTER */
footer{background:var(--forest);color:#C8DABC;padding:50px 5% 30px}
.footer-top{display:grid;grid-template-columns:2fr 1fr 1fr;gap:3rem;margin-bottom:3rem}
.footer-brand p{font-size:.875rem;color:#9AB88A;line-height:1.65;max-width:320px;margin-top:1rem}
.footer-col h4{font-size:.78rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--straw);margin-bottom:1.1rem}
.footer-col ul{list-style:none;display:flex;flex-direction:column;gap:.6rem}
.footer-col a{font-size:.875rem;color:#9AB88A;transition:color .2s}.footer-col a:hover{color:var(--straw)}
.footer-bottom{border-top:1px solid rgba(200,218,188,.2);padding-top:1.4rem;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:1rem;font-size:.8rem;color:#7A9870}
.footer-legal{display:flex;gap:1.5rem;flex-wrap:wrap}
.footer-legal a{color:#9AB88A;transition:color .2s}.footer-legal a:hover{color:var(--straw)}
.disclaimer{background:#1E3220;padding:1.5rem 5%;font-size:.78rem;color:#7A9870;line-height:1.6;text-align:center}
/* LIBRARY */
.library-header{background:var(--forest);padding:70px 5%;text-align:center}
.library-header h1{font-family:'Playfair Display',serif;font-size:clamp(2rem,4vw,3rem);color:var(--straw);margin-bottom:.8rem}
.library-header p{color:#C8DABC;max-width:560px;margin:0 auto}
.filter-bar{background:var(--sand);border-bottom:1px solid #D4C4A0;padding:1rem 5%;display:flex;gap:.8rem;flex-wrap:wrap;justify-content:center}
.filter-btn{padding:.4rem 1.1rem;border-radius:30px;font-size:.82rem;font-weight:600;border:1.5px solid #C4B48A;background:transparent;color:var(--muted);cursor:pointer;transition:all .2s}
.filter-btn.active,.filter-btn:hover{background:var(--forest);color:var(--straw);border-color:var(--forest)}
/* HUB PAGE */
.hub-hero{background:linear-gradient(135deg,var(--forest) 0%,#3D6630 100%);padding:80px 5%;display:flex;align-items:center;gap:3rem;flex-wrap:wrap}
.hub-hero-text{flex:1;min-width:280px}
.hub-hero-text h1{font-family:'Playfair Display',serif;font-size:clamp(2rem,4vw,3rem);color:var(--straw);line-height:1.25;margin-bottom:1rem}
.hub-hero-text p{color:#C8DABC;font-size:1.05rem;max-width:500px}
.hub-icon{font-size:8rem;opacity:.7}
/* RESPONSIVE */
@media(max-width:768px){.nav-links{display:none}.form-row{grid-template-columns:1fr}.footer-top{grid-template-columns:1fr;gap:2rem}.hub-hero{flex-direction:column}.hub-icon{display:none}}
@media(max-width:480px){.hero-actions{flex-direction:column;align-items:center}.trust-bar{gap:1.5rem}.optin-form{padding:1.4rem 1.2rem}}

/* ── CHECKBOX OPT-IN ── */
.checkbox-group{margin:.9rem 0;padding:.75rem 1rem;border-radius:var(--r);border:1px solid #DDD0B8;background:#FDFAF4}
.checkbox-group.required-group{border-color:#C4B48A;background:#F9F3E6}
.checkbox-label{display:flex;gap:.75rem;cursor:pointer;align-items:flex-start}
.checkbox-label input[type="checkbox"]{position:absolute;opacity:0;width:0;height:0}
.checkbox-custom{flex-shrink:0;width:16px;height:16px;border:1.5px solid #C4B48A;border-radius:3px;background:var(--white);margin-top:1px;display:flex;align-items:center;justify-content:center;transition:background .2s,border-color .2s}
.checkbox-label input:checked+.checkbox-custom{background:var(--sage);border-color:var(--sage)}
.checkbox-label input:checked+.checkbox-custom::after{content:'';display:block;width:4px;height:7px;border:1.5px solid white;border-top:none;border-left:none;transform:rotate(45deg);margin-top:-1px}
.checkbox-label input:focus+.checkbox-custom{box-shadow:0 0 0 3px rgba(90,122,74,.15)}
.checkbox-text{font-size:.73rem;color:var(--muted);line-height:1.55}
.checkbox-text strong{display:block;color:var(--body);font-size:.78rem;margin-bottom:.2rem}
.checkbox-text a{color:var(--sage);text-decoration:underline}
.optional-badge{font-size:.62rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;background:#EAF2E0;color:var(--sage);padding:.05rem .4rem;border-radius:20px;margin-left:.3rem;vertical-align:middle}
.required-badge{font-size:.62rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;background:#F2EBE0;color:var(--bark);padding:.05rem .4rem;border-radius:20px;margin-left:.3rem;vertical-align:middle}

/* ── INDEX PAGE SPECIFIC ── */
.section-label{font-size:.75rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--sage);margin-bottom:.6rem}
.section-title{font-family:'Playfair Display',serif;font-size:clamp(1.8rem,3.5vw,2.6rem);font-weight:700;color:var(--forest);line-height:1.25;margin-bottom:1rem}
.section-sub{font-size:1rem;color:var(--muted);max-width:560px;margin-bottom:2.8rem}
.hero-eyebrow{display:inline-block;background:rgba(168,201,122,.2);border:1px solid rgba(168,201,122,.5);color:#A8C97A;font-size:.78rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;padding:.35rem .9rem;border-radius:30px;margin-bottom:1.4rem}
.topics{background:var(--straw)}
.topics-header{text-align:center}.topics-header .section-sub{margin-left:auto;margin-right:auto}
.topics-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1.4rem;max-width:1100px;margin:0 auto}
.topic-card{background:var(--white);border:1px solid #D8CDB0;border-radius:10px;padding:1.8rem 1.6rem;text-decoration:none;color:inherit;transition:transform .18s,box-shadow .18s,border-color .18s;display:block}
.topic-card:hover{transform:translateY(-4px);box-shadow:0 10px 28px rgba(45,74,45,.12);border-color:var(--sage)}
.topic-icon{width:48px;height:48px;border-radius:10px;display:flex;align-items:center;justify-content:center;margin-bottom:1rem;font-size:1.5rem}
.topic-card h3{font-family:'Playfair Display',serif;font-size:1.15rem;font-weight:600;color:var(--forest);margin-bottom:.5rem}
.topic-card p{font-size:.88rem;color:var(--muted);line-height:1.55}
.savings-strip{background:var(--forest);padding:60px 5%;text-align:center;color:#C8DABC}
.savings-strip .section-label{color:#A8C97A}
.savings-strip .section-title{color:var(--straw);margin-bottom:.5rem}
.savings-strip p{color:#C8DABC;max-width:560px;margin:0 auto 2rem}
.stat-item{text-align:center}
.article-tag{font-size:.72rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--sage);margin-bottom:.5rem}
.hero-eyebrow{display:inline-block;background:rgba(168,201,122,.2);border:1px solid rgba(168,201,122,.5);color:#A8C97A;font-size:.78rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;padding:.35rem .9rem;border-radius:30px;margin-bottom:1.4rem}
.articles{background:var(--straw)}
.articles-header{display:flex;align-items:flex-end;justify-content:space-between;margin-bottom:2.2rem;flex-wrap:wrap;gap:1rem}
.articles-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1.4rem;max-width:1100px;margin:0 auto}
@media(max-width:768px){.articles-header{flex-direction:column;align-items:flex-start}}
.cb-heading{display:inline;font-weight:600;font-size:.82rem;color:var(--body)}
.checkbox-text strong{display:inline;font-weight:600}